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Run your business without the friction

Multi-currency accounts, payroll solution, team cards, expenses, and global payments. All in one place. So you can focus on the work, not the admin.
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One account for every currency you do business in

Hold balances, send payments, and collect money across 35+ currencies; each with its own account details, its own transaction history, and local account numbers where it matters.
Stacked currency account cards for AED, EUR, and USD, with a USD balance of 26,700.85

Open currency accounts instantly

Need to hold euros? Receive dirhams? Pay in dollars? Add a new currency account in seconds. No forms, no waiting. It's there when you need it.

Pay people the moment
they earn it

On-demand payouts that move in seconds. Requested by the recipient, approved by you, sent instantly. No batch runs. No waiting until the end of the week.

Instant payouts on demand

Someone earns it, they request it, you approve it, and it’s done. The whole flow happens in the app with a notification on both sides to confirm. No chasing your finance team. No delays built into the process for the sake of it.

Global and multi-currency

Your contractors are spread across cities, countries, and time zones. Ortix pays them all to their Ortix account. They receive what they’re owed in the currency that works for them, without manual conversions or transfer fees eating into the amount.

Approval flows that fit how you work

Set your own rules. Payouts above a certain threshold go to the right approver before they leave the account. One sign-off or several. Your process, not a default one someone else designed. Every payout is logged, traceable, and ready to export.

Full visibility across every payout

One dashboard showing every payout, every recipient, every currency. Filter by date, amount, or team member. Export in whatever format your finance team needs. No surprises when it comes time to reconcile.

Built for businesses with high payout volume

Whether you're running commissions for a global sales team, settling earnings for contractors across time zones, paying creators, or running profit-sharing for performance-based roles. Ortix is built for businesses where payroll isn't a once-a-month event. Prop trading firms use it to pay traders on demand. Any business with a fast-moving, distributed payout structure can do the same.

Every team member, their own card. Your rules

Physical and virtual cards for the whole team with the spend limits, category controls, and approval workflows that keep things on policy before they go wrong.

Cards for everyone

Issue physical or virtual cards to any team member in seconds. Set up the right limits from the start. Up to 2 physical cards and 10 virtual cards per person, each linked to whichever currency account makes sense for how they work.
Three Ortix cards: black, white, and a mint-to-white gradient card
Spend limits and category controls
Daily, weekly, or monthly caps per card. Block categories like entertainment, ATM withdrawals, or online payments, for one person or the whole team. Off-policy spend gets declined at the point of purchase, not discovered at the end of the month.
Approval flows
Payments above a threshold go to the right person before they leave the account. Set your own rules by amount, category, or team. One approver or several, it's your call. Approve or reject from anywhere, on any device.
Auto-freeze on missing receipts
Give employees a window to submit their receipt. If it doesn't arrive, the card pauses automatically. No chasing. No exceptions. And the moment they submit, you unfreeze with a tap.
Freeze any card, instantly
See something unusual? Freeze any team member’s card from the app. It blocks in under a second. Unfreeze just as fast when you’re satisfied.

From receipt to reimbursement without the paperwork

Expenses get submitted, reviewed, and settled without the email chains. Invoices go out, get tracked, and come back paid.

Employees take a photo or forward an email receipt. Ortix matches it to the transaction, fills in the category, and gets it ready for approval. One tap to submit. No spreadsheet involved.

A man and woman reviewing an expense report together on a tablet

The tools that keep things running smoothly

Roles, permissions, departments, and integrations that reflect how your business actually works.
A woman working on her laptop at a desk overlooking a city skyline

Roles & permissions

Owner, Admin, Member, Accountant or build a custom role with exactly the access you need. Each person sees and does only what they should.

Departments

Organise your team into departments with their own reporting lines. Expense approvals and payment requests route to the right manager automatically.

Business analytics

See how money moves across your business — by category, team member, department, and currency. Cashflow trends that update in real time.

Export transactions

Download your transaction data in CSV, PDF, MT940, or CAMT053. Filter by account, date, or currency. Compatible with most accounting and ERP systems.
Two coworkers reviewing a dashboard together on a desktop monitor in an office

API access

Connect Ortix to your own tools, automate payment flows, or build custom integrations. Full documentation at developer.ortix.com.

Audit log

Every action on the account: who did it, when, and what changed. Filterable and exportable. Useful for internal reviews and compliance purposes.

Real-time notifications

Stay across what matters: large transactions, payments waiting for approval, and low balance alerts. Set your own thresholds and delivery preferences.

Multiple businesses

Running more than one entity? Switch between them from one login. Separate teams, accounts, and plans are managed in one place.

Your business account stays yours

Multi-factor authentication, device control, and payment approvals. Managed by you, not a separate IT team.
Team-wide 2FA
You can require every team member to use multi-factor authentication - authenticator app, biometrics, or SMS. It's a setting you control, and it applies to everyone from the moment you turn it on.
Device management
Every active session is visible in the app. If something looks wrong, you can remove access from any device immediately. No need to call anyone or reset the account.
Approval flows as a safety net
Significant payments need sign-off before they go anywhere. Role-based access means the right people authorise the right things and every decision leaves a clear trail.

Ready when you are

Ortix Business works for a two-person team and a two-hundred-person one. Open your account, set it up the way you work, and grow into the features as you need them.

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Ortix is in pre-launch. Leave your email and we will tell you the moment your account is ready.
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